8.15.2005

Back to school for Mommy and Caleb...

Must be an act of God, because my credit is completely trashed at this point of the divorce, but my credit limit was upped $4000. Now I at least have room to put my school costs on it, unfortunately to the tune of a 19% APR. Beggars aren't choosers, right? lol. Anyway, I am going to GTCC's nursing program because it seems to be the cheapest right now. Caleb starts school on the 29th too, and is more excited than I am. This should be a great social outlet for him, as well as an incredible education. I've asked Dan to pitch in for school, but he completely refused. No suprises there really. My parents are paying for Caleb to go, but hopefully in the future I will qualify for financial aid through the school. Anyway, gotta run. Good day to everyone.

17 Comments...not Spam-ments.:

chelley123 said...

OMG! OMG! OMG!!! I am SO excited for you!! LOL, OK I've calmed down now. That is so great! Now, you get to begin your new life and it's all uphill from here!

NickVNC said...

Have you looked at any school loans with better APR's than that. That high intrest rate on a devil...I mean credit Card is really going to kill you. Apply for things like Stafford Loans....and others like it. I have not been in school in 9 years so someone more current out there should be able to help more than I.

mbondur12 said...

As someone who is doing it (going to college after years away), I agree with Nick.

Go to the Financial Aid folks there at GTCC (probably somewhere in the Medlin Center) and fill out a FAFSA. You can do it online.

Depending on your income, you may even qualify for some grants like a Pell Grant. The Stafford and Perkins loan rates are something in the neighborhood of 4% to 5%.

Do not put this on a credit card with 20% interest. There are better and cheaper alternatives.

FunkyLoona said...

I will try that for next semester, but I only recently decided I would go back for nursing, and needed the money now. Thanks for the advice though, I will absolutely use it for next semester! =)

mbondur12 said...

Go ahead and fill out the FAFSA online ASAP (just Google "FAFSA" and it should take you there).

The earlier you get the forms in, the better chance you have of getting more money.

Go ahead and talk to the financial aid folks now. That is what they are there for. You may be able to get some money now so you can pay back your credit card before you get killed with interest charges.

I just recently was appointed an adult student "mentor" here at UT, and that is one thing I told people at orientation. You never know what you can get until you speak up and ask! Tell them your story. The worst they can do is say "no".

Good luck! You're making the first step to making your life and your kids' future brighter.

Mike

heropoo said...

Hey, you have a great blog here! I'm definitely going to bookmark you! I have a payday loan online site/blog. It pretty much covers payday loan online related stuff.

Anonymous said...

Hi! I'm a mummy too! I found your blog looking for other mummys and thought I'd let you know of a great live chat site for mummys... Its called Mommy Chats and its owned/operated by a mummy just like you! We have weekly chats on a variety of parenting topics and also have a partnership with Mothering Magazine and host all their informative chats with parenting experts! Come check it out!

Johnny said...

Hello, just visited your blog, it's geat. I also have a credit management related blog with some useful articles about the topic. Hope that it is helpful to you.

Anonymous said...

hey nice posts i added you to my bookmarks

Just wanted to say everything you posted was a good read.
Its nice too see that some people create decent and entertaining blogs, yours kept me reading for well over 10 minutes.

Thanks!

Anonymous said...

Hey nice info you posted.
I just browsing through some blogs and came across yours!

Excellent blog, good to see someone actually uses em for quality posts.

Your site kept me on for a few minutes unlike the rest :)

Keep up the good work!

Thanks!.

Johnny said...

Hello, just visited your blog, it's geat. I also have a payday loan related blog with some useful articles about the topic. Hope that it is helpful to you.

Anonymous said...

Hey, you have a great blog here! I'm definitely going to bookmark you!

I have a Loan site/blog. It pretty much covers Loans related information. We provide online applications, business, residential, we do all loans.

Come and check it out if you get time :-)

Anonymous said...

Very intersting student loan consolidation blog. You might like this student loan consolidation site helpfull : **LoanLearner.com**

Anonymous said...

Hey good post. Look at my site if you can. Thanks! earn money

Swingin80 said...

Cool blog you have. I have a paperless payday loan related site. Check it out if you get a chance. The URL is paperless payday loan

Ray said...

I like your blog! Check Out our website too its about san diego state university
. You can get to san diego state university
here. We have a Huge selection. RS

TechDown said...

Super job on the blog. You should check out Student Loan Company
to get great info on Student Loan Company
. Keep on blogging.

Post a Comment